Chapter 7 Bankruptcy

Chapter 7 bankruptcy eliminates most unsecured debt, stops wage garnishments, bank levies and most court action.   In Chapter 7, your unsecured debts are usually “wiped out” in a matter of months.  Certain debts remain, including  debts secured by real estate

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Chapter 13 Bankruptcy

Chapter 13 is a repayment plan for debtors whose income or assets are too high to file for bankruptcy under Chapter 7.   Chapter 13 bankruptcy also addresses unsecured debt, stops wage garnishments, bank levies and most court action.    There are upper

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Bankruptcy Kit

What papers do I need to file for bankruptcy? How do I take the required credit counseling and debtor education classes? Do I need tax returns, pay stubs, and bank account statements? How about other income and asset information like my 401(k) and pension statements? Can I transfer

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